100+ Grants, Loans, and Programs to Benefit Your Small Business

Whether you're starting a new small business or looking to grow the one you already own, finding funding can be a challenge for businesses of all sizes. If you’re looking for a small business loan or grant, CO— is here to help.

Each week, we update this list of loans, small business grants, or other opportunities to connect with programs and organizations that can help you with your business. Come back often to see the latest. And, if your organization has a program or grant you’d like to see listed here, email us at CO@uschamber.com.

If you're not sure of the difference between a loan and a grant, check out our explainer. You can also learn more about all funding options in our small business financing guide.

Government grants

Begin your search for a grant from the federal government at Grants.gov. This government site offers the most comprehensive database of funds the government is going to give away. There are thousands of grants to apply for, with opportunities for companies from all backgrounds.

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Keep in mind that not all assistance flows directly from the federal government to small businesses. Some funds are distributed to state and local governments and agencies, nonprofits, and institutions of higher learning. These entities in turn distribute the funds or use them to provide technical or educational assistance on a local level.

In addition to the programs listed here, check with your state and local governments, and use the resources listed below. When searching through grant and contracting options, note that you may qualify for more than one program.

As illustrated by the following sampling of grants, the assistance available to you from the government will vary, depending on your specific situation:

• Community Development Financial Institutions (CDFI) Fund. The CDFI Fund is a government entity that offers financial support to certified lenders serving low-income communities. The CDFI is broken up into several different program areas, including Native initiatives that provide training and assistance to Native American communities, and the Capital Housing Fund that delivers affordable housing for low-income communities.
• Employee Retention Credit. The Employee Retention Credit (ERC), sometimes called the Employee Retention Tax Credit, is a stimulus program established by the coronavirus rescue package. This refundable tax credit functions as a grant that helps businesses impacted during the COVID-19 pandemic. Eligibility guidelines are available on the IRS website; the final date to claim this credit is April 15, 2025.
• Illinois infrastructure grants. In 2020, Gov. JB Pritzker launched an initiative to improve Illinois' infrastructure. Approximately $3 billion was allocated for capital grants through the Illinois Department of Commerce and Economic Opportunity (DCEO). These capital grants, part of Illinois' $45 billion infrastructure initiative, are designed to support various projects that benefit local communities and businesses. The DCEO maintains a transparent list of these grants, which can be either general or specific project grants. You can find more information about these grants on the Grant Accountability and Transparency Act website.
• The Minnesota Emerging Entrepreneur Loan Program (ELP). ELP is an initiative aimed at supporting the growth of Minnesota businesses owned by minorities, low-income individuals, women, veterans, and persons with disabilities. The program provides grant funds to nonprofit lenders across the state, which in turn offer loans to startup and expanding businesses. These loans not only foster business development but also aim to create jobs for minority and low-income individuals, strengthen minority-owned enterprises, and boost economic growth in disadvantaged areas. To participate in the program, eligible businesses must apply through certified nonprofit lenders, with the state's department of employment and economic development (DEED) assisting in lender identification if needed, and loans are subject to DEED's approval.
• U.S. National Institutes of Health grants. The U.S. National Institutes of Health (NIH) is currently funding grant opportunities related to COVID-19 research. These grants are reserved for small businesses that develop and research biomedical technology. There are multiple grants available with deadlines throughout 2025 and beyond.
• New Markets Tax Credit (NMTC) program. The NMTC program aims to incentivize private investment in lower-income communities, which can bolster minority-owned businesses in these areas. Under this program, taxpayers can receive a credit against federal income taxes by investing in designated community development entities. Investors can then claim up to 39% of tax credits over seven years. The next deadline to apply will be announced in the fall of 2025.
• San Francisco Accessibility Grant. Small business owners in San Francisco can apply for a grant to enhance accessibility in their establishments. The grant can cover expenses like accessible equipment, construction to remove ADA barriers, CASp inspections, design services, and relevant permit fees, with a maximum grant amount of $10,000. Eligible businesses must be registered in San Francisco, have less than $2.5 million in gross revenue for a single location, and employ an average of 100 or fewer employees. The application process is fast, and applicants can expect a response within 15 days of submission. Upon approval, they will need to provide proof of payment and photos showcasing accessibility improvements.
• Small Business Technology Transfer Program (STTR). The small business technology transfer, or STTR program, focuses on funding research in the R&D arena. However, what separates the STTR is the requirement that the small business has a formal collaboration with a research institution. To qualify for STTR grants, you must operate a for-profit company and satisfy other requirements.
• Texas Enterprise Fund (TEF). The TEF offers "deal-closing" grants to companies competing with out-of-state sites for new projects in Texas. These grants are based on performance, encouraging significant capital investment and job creation. Eligible companies must meet criteria related to job creation, capital investment, financial stability, and local support. Once approved, grantees sign contracts committing to job and wage targets, with clawback provisions in case of non-compliance. The application process includes a thorough screening, and unanimous support from top state officials is required for approval.
• U.S. Department of Agriculture Rural Development Business Programs. The USDA's Rural Development Business Programs provide financial support and technical assistance to promote rural business growth. They offer loans, grants, and guarantees, with the goal of enhancing economic opportunities and job creation in rural communities; deadlines and eligibility requirements vary by program.
• U.S. Department of Commerce Minority Business Development Agency (MBDA). Targeted grants and loans designed to aid minority-owned businesses are offered throughout the year. Minority-owned businesses can find information about local MBDA Business Centers at MBDA.gov.
• U.S. Department of Education grants. The U.S. Department of Education (DOE) has various grants available to small businesses in the education sector. Each grant has unique eligibility criteria, with some opportunities set aside for public schools, state agencies, or nonprofit organizations; however, others allow applications from for-profit private sector companies. Deadlines for currently available DOE grants run through April 7, 2025, with new opportunities announced frequently.
• U.S. Small Business Administration State Trade Expansion Program (STEP). Intended to assist small businesses desiring to export products, STEP distributes federal funds through state entities. Small businesses that meet the criteria set by each state can use the financial assistance to participate in foreign trade missions and shows, obtain entry to foreign markets, develop websites, and design international marketing products or campaigns.
• U.S. Economic Development Administration (EDA). The EDA is part of the U.S. Department of Commerce and offers ongoing funding opportunities for projects that support regional and national economic development. Applicants can apply for a variety of rolling-basis EDA investments that fund projects in construction, non-construction, planning, technical assistance, research and evaluation, higher education, and more.
• Work Opportunity Tax Credit (WOTC). The WOTC is a federal tax credit that encourages companies to hire employees from groups who have historically faced significant barriers to gainful employment. This credit was extended in 2021, and can currently apply to wages paid through December 31, 2025.

As you would expect, acceptance of free money from the government comes with a fair amount of paperwork. Applying for a grant can be time-consuming and technical. You want to make sure, therefore, that you are eligible before applying. In addition to the legal and administrative prerequisites, there are ongoing reporting and auditing requirements.

Government contract assistance

The federal government spends billions of dollars on goods and services each year. A lot of that money is spent through a competitive bidding process. Programs have been put in place to assist some small businesses with the process, allowing them a better chance to compete for those federal dollars.

• Service-Disabled Veteran-Owned Small Business Program. The federal government seeks to award at least 3% of all federal contracting dollars to veteran-owned businesses annually, so this program helps with meeting that target. This federal contracting program offers assistance to small business owners who are service-disabled veterans. Eligible small businesses must be over 50% owned or controlled by one or more service-disabled veterans, have day-to-day operations and long-term goals managed by at least one service-disabled veteran, and have a service-connected disability.
• Women-Owned Small Business Federal Contracting Program. The federal government seeks to award at least 5% of federal contracting dollars to women-owned small businesses annually. Through this SBA program, the Office of Women's Business Ownership provides support to women entrepreneurs by offering business training, counseling, federal contracts, and access to credit and capital. Their goal is to offer equal opportunities for all women in business.
• 8(a) Business Development Program. The purpose of this program is to assist small businesses owned by socially and economically disadvantaged entities. This is achieved by limiting competition for certain government contracts to businesses participating in the 8(a) business development program. To participate, a business must be certified as an 8(a) entity.
• HUBZone Program. This program aids businesses in underutilized business zones by making them more competitive with some government contracts. Businesses that join the HUBZone program can compete for set-aside contracts and receive preference on others, including a 10% price evaluation preference in open contract competitions.

Natural Resource Sales Assistance Program

In addition to the billions of dollars spent purchasing goods and services, the federal government also sells large amounts of natural resources and surplus property. The SBA Natural Resource Sales Assistance Program sets aside a percentage of these goods for bidding by small businesses only. In addition, federal agencies sometimes divide surplus materials into smaller parcels, making it easier for small businesses to purchase. The five categories are:

• Timber and related forest products.
• Strategic materials.
• Royalty oil.
• Leases involving rights to minerals, coal, oil, and gas.
• Surplus real and personal property.

The program also provides training for small businesses on government sales and leasing.

General small business grants

There are many nonprofit and corporate entities offering grants and other assistance to small businesses. Here are a few such programs that are open to qualifying small businesses in any industry:

• $10,000 breakthrough grant. Honeycomb Credit is offering a $10,000 breakthrough grant to support small businesses in achieving their next big milestone, such as opening a new location, launching a food truck, or franchising. Eligible applicants must own a small business; no purchase or payment is required to apply. Applications are due by 11:59 p.m. on April 2, 2025, with the grant winner to be announced by April 11, 2025.
• Awesome Foundation grants. Each month, the Awesome Foundation awards grants of $1,000 to individuals and groups looking to fund various projects. The Awesome Foundation is made up of 84 independently run chapters, with members contributing to a microfunding pool that goes towards grant projects. Though funding is not limited to businesses, startups, and small businesses have been among the recipients of the monthly grants. Applications are accepted on a rolling basis.
• Faire Small Business Grant. The Faire Small Business Grant provides $5,000 grants to select new retail businesses to help them stock their stores and cover their inventory expenses. Grants are awarded as Faire.com credit, which must be used within six months for inventory purchases on the platform. To be eligible, applicants must be U.S.-based and have opened their retail store within the last year or plan to open this year. Applications for this cycle are open through March 31, 2025.
• The Freed Fellowship Grant. U.S.-based small business owners can apply for a monthly $500 grant from The Freed Fellowship. Applicants are evaluated based on the 5C Framework, which assesses various aspects of applicants’ business. Along with the grant, applicants receive feedback on their business and a two-month free membership in the Freed Studio, a community of ambitious business owners. Grant recipients are also eligible for an end-of-year grant of $2,500.
• Hustler's Microgrant. The Hustler's MicroGrant offers $1,000 in funding to support passionate entrepreneurs in their small business ventures. Presented by Deja Vu Parker of WBLS and HerSuiteSpot, this grant provides financial assistance and resources to promising small businesses across the United States, helping them grow their operations. Applications are accepted monthly, and eligible small business owners are encouraged to apply.
• Pitch Perfect Grant. The Pitch Perfect Grant, a collaboration between Pink Print, Ellie Talks Money, and Skip, is offering a $5,000 grant to help entrepreneurs expand their businesses. Open to individuals age 18 and older in the U.S. or Canada with an active business, this grant aims to support and scale businesses to reach important financial goals. Applicants must submit their applications by April 5, 2025.
• Secretsos™ Small Business Grant. The Secretsos™ Small Business Grant offers $2,500 to help entrepreneurs overcome challenges and accelerate growth. To apply, business owners must be 21 or older and operate in eligible US states, excluding Alaska, Florida, Hawaii, New York, and Rhode Island. Applications are due by March 31, 2025, at 11:59 p.m., CST, and the selected recipient will have full discretion on how to use the funds to support their business.
• Skip Instant Grants. Skip offers Instant Grants on a rolling basis, providing funding opportunities with shorter turnaround windows. These grants are announced a couple of days in advance and generally occur twice a month. The next round of applications will be open soon; applicants must participate in Skip’s YouTube livestream during the selection process.
• Skip $10,000 Small Business Grants. Skip is offering its $10,000 Small Business Grants to entrepreneurs across the U.S. to provide financial support for small businesses. With a limited number of applications accepted, qualified applicants have a greater chance of receiving funding. Applications are due by April 25, 2025.
• Skip $10,000 Strategy Grant. U.S.-based entrepreneurs and small business owners can apply for the $10,000 Skip Strategy Grant to help them grow and improve their business strategy. To qualify, applicants must create a business plan on Skip and provide a response to a designated question. In addition to the $10,000 grand prize, five runner-up grants will also be awarded. Applications are due by March 28, 2025.
• Small Business Digital Readiness Program. In partnership with Verizon, National ACE has developed a digital readiness program to help small business owners succeed in a digital world. The free online curriculum includes expert coaching, peer networking, and other resources to support your small business. Those who register for the program and take two courses are eligible for a $10,000 grant. This opportunity is rolling and you can learn more at the program's webpage.
• Small Business Readiness for Resiliency Program. Small businesses often feel the effects of a natural disaster the hardest. It can be difficult when starting a business to suddenly have to raise money to repair a roof or attend to flood damage. To help offset some of these concerns and costs, the U.S. Chamber of Commerce Foundation and FedEx have teamed up to create the Small Business Readiness for Resiliency (R4R) Program. The program helps small businesses put plans in place to prepare for disaster and also provides immediate emergency funding when necessary. Businesses are asked to complete a four-step process to be eligible for funding opportunities.
• Start.Pivot.Grow. Micro Grant. The Start.Pivot.Grow. Micro Grant provides $2,500 in non-dilutive funding to small businesses for essential expenses like rent, inventory, or marketing. Open to U.S.-based, for-profit companies with at least two years of operation, eligible applicants must generate $50,000+ annually and have no more than two employees, including the owner. Winners will also receive a digital business growth planner and a Pprep my loan planner to support their development. Grants are awarded quarterly, with applications accepted on a rolling basis.
• ZenBusiness $5K Grant Program. The ZenBusiness $5K Grant Program is offering $5,000 grants to help small business owners fuel growth and innovation. Open to current ZenBusiness customers who formed their business within the last three to six months, the program supports U.S.-based private businesses that create meaningful impact in their communities. Each recipient will also gain access to select ZenBusiness services designed to improve their business operations. Applications are open through December 31, 2025.

Industry-specific and diversity small business grants and programs

Some small business grant programs are confined to a specific entrepreneur demographic or business profile, and they often have an application process that is easier to navigate. This is a sample list, so be sure to check with nonprofits and large corporations in your geographic area or industry.

• 2025 Halstead Grant. The Halstead Grant is an annual award for emerging silver jewelry artists, offering $7,500 in cash, a $1,000 Halstead gift card, and industry recognition. Winners will also receive personalized feedback from industry judges to refine their business approach. To apply, applicants must submit 15 business-related questions and a design portfolio. The application deadline is May 1, 2025.
• 37 Angels. The investment firm 37 Angels was founded on the belief that the gender gap in startup investing needs to be closed. The organization invests in early-stage startups from both women and men, investing between $50,000 and $200,000 as a network in each accepted company. Eligible businesses can apply for consideration; pitch forums with 37 Angels investors are held every two months.
• Accion Opportunity Fund. The Accion Opportunity Fund grants small business loans ranging from $5,000 to $250,000, along with educational resources, coaching, and support networks in both English and Spanish. This program offers mentorship programs, microloans, and a hubzone program for small business owners' financial needs. Accion Opportunity Fund works with a clientele that is 90% diverse, has created and retained over 50,000 jobs, and has generated $1 billion in economic activity. Those interested in applying for a loan can do so here.
• Amazon's Black Business Accelerator Program. If you're a seller in Amazon's store, you may be eligible for its Black business accelerator program. Created to support Black entrepreneurs, the program offers financial support, mentorship, business advice, and promotional support. Eligible sellers will have access to free imaging services, cash grant opportunities, advertising credits, and money toward start-up costs. You can learn more about this opportunity at their website.
• Amber Grant Foundation. With a simple goal of supporting women entrepreneurs, the Amber Grant Foundation was founded by WomensNet in 1998. The foundation awards a series of grants throughout the year, including the $10,000 monthly Amber grant, two $25,000 annual Amber grants, and $10,000 each quarter for the startup grant and the nonprofit grant, respectively. There are also 12 business category grants — an additional $10,000 each month — with all eligible applications remaining active until the month of their specific category.
• America's Seed Fund. America's Seed Fund, sponsored by the National Science Foundation (NSF), offers up to $2 million for U.S.-based startups and small businesses that are developing innovative technology. Project pitches are accepted on a rolling basis, and official responses from NSF typically take one month.
• Anonymous Was A Woman Environmental Art Grant (AWAW EAG). The AWAW EAG offers up to $20,000 for environmental art projects led by women-identifying artists in the U.S. and U.S. territories. Eligible applicants must be at least 18, reside in the U.S. or a Tribal Nation, and not be enrolled in a degree program during the grant term. Projects should engage with environmental issues through themes like eco-social engagement, systems restoration, and climate change while including a free public engagement component. Applications for the 2025 cycle close on Tuesday, April 15, at 5 p.m. Eastern Daylight time, and selected projects must be completed by August 2026.
• Asian Pacific Community Fund (APCF). The APCF works in Los Angeles County to fund nonprofit organizations serving low-income and underserved API communities. To date, APCF has distributed over $2.23 million across more than 308 grants. It also offers a range of programs, workshops, and networking opportunities designed to support long-term sustainability and growth.
• The Big Idea Grant. The Big Idea Grant by Yippity Doo offers ambitious women entrepreneurs $1,000 to support their business ventures, along with access to mentorship, resources, and a wealth mindset coaching group. To qualify, applicants must be women entrepreneurs with a clear vision for their business. Applications are accepted on a rolling basis, with one recipient selected each month.
• Binc Foundation Emergency Financial Assistance. The Binc Foundation provides emergency financial assistance to bookstore owners, booksellers, and comic store employees and owners facing unforeseen financial needs. Eligibility criteria include specific employment durations and financial hardship resulting from qualifying life events. Binc's assistance process involves a confidential application and documentation verification, aiming to help individuals regain financial stability.
• Carhartt For the Love of Labor Grant. Carhartt, a popular workwear distributor, created the Love of Labor grant program to help connect workers with trade programs in their local communities during an unprecedented labor shortage. Awards will be distributed on a rolling basis to "like-minded organizations" that are dedicated to the education, training, and placement of workers into trade jobs. Organizations with interest in the program can apply by reaching out to Carhartt directly. Nominations are accepted as well.
• Child Care Business Opportunity Fund. The Child Care Business Opportunity Fund, offered by the Women's Business Development Council in partnership with the Connecticut Office of Early Childhood, offers grants of up to $25,000 to support child care businesses in Connecticut. These grants are designed to help both licensed and aspiring businesses at different stages, whether they're just starting or ready to expand. Eligibility differs based on each grant offering. Pre-applications for emergency facilities grants are now being accepted.
• Comcast Innovation Fund. The Comcast Innovation Fund is accepting applications for the 2025 grant year, providing financial support ranging from $3,000 to $150,000 for projects with a one-year duration that advances internet technology and public policy. Grants are available to technologists, researchers, and academics working in areas such as Wi-Fi performance, routing security, live video streaming, and quantum computing-related cybersecurity. Interested applicants must complete a prequalification form to be considered. The grant deadline is rolling until the funds for the year are exhausted.
• Community Development Financial Institutions Fund. The Community Development Financial Institutions (CDFI) Fund, part of the U.S. Treasury, has historically played an important role in ensuring minority-owned businesses receive financial and lending support. Since 1994, the CDFI has awarded money to businesses that aid in helping traditionally underserved people and communities. Hispanic-owned businesses can choose between 10 CDFI funding programs that promote economic and community development. The CDFI Fund's Capital Building Initiative also offers training and technical support for businesses tailored to meet each organization's needs.
• Community Facilities Direct Loan & Grant Program. The Community Facilities Direct Loan & Grant Program provides year-round funding to help rural areas develop essential facilities that support community services. Eligible applicants include public bodies, community-based nonprofits, and federally recognized tribes, with projects focused on rural areas with populations under 20,000. Funding can be used for constructing, purchasing, or improving facilities like healthcare centers, public safety buildings, educational services, and local food systems. Grants are prioritized for small, low-income communities and are awarded on a graduated scale, with up to 75% of eligible costs covered for the neediest communities. Applicants must demonstrate financial need, substantial community support, and complete an environmental review to qualify.
• The David Bohnett Foundation. The David Bohnett Foundation awards grants to socially active businesses that foster acceptance, develop future leaders, and connect communities through technology. Active funding opportunities for businesses are available on the foundation's grants page.
• Etsy Emergency Relief Fund. If you're an Etsy business owner, you may qualify to apply for relief funding courtesy of a partnership with CERF+, a nonprofit organization dedicated to helping artists prepare for and recover from emergencies and disasters. The partnership was established in 2017, and both companies continue to provide up to $2,500 in funding through the grant program. To apply, you must have been a registered Etsy business for at least one year and have been affected by a natural disaster. This grant opportunity is rolling.
• Famous Amos Ingredients for Success Entrepreneurs Initiative. The Famous Amos Ingredients for Success Entrepreneurs Initiative, now in its fifth year, awards $50,000 to three Black-owned start-up businesses in the U.S. In partnership with the U.S. Black Chambers, Inc., this annual program supports Black entrepreneurs with capital, valuable resources, and access to a strong professional network. Eligible businesses must be at least 90% Black-owned, under five years old, and owned by individuals aged 21 or older. Applications must include a pitch video and business overview and are open through April 23, 2025.
• Foundation for a Just Society grants. Foundation for a Just Society offers grants to local, national, regional, and global organizations and networks that support the rights of women, girls, and LGBTQ+ individuals. Grants are issued four times each year (March, June, September, and November), with invitations for proposals extended two months prior.
• Fearless Fund. Fearless Fund, a venture capital firm that actively invests in businesses led by women of color across the United States. Concentrating on early stage investments in various industries, the fund looks for companies at the pre-seed, seed, or series A financing stages, offering up to $3 million in exchange for a minimum equity stake of 10%. Those who qualify can apply to pitch; applications are reviewed on a month-to-month basis.
• Female Founders Fund. The VC firm Female Founders Fund aims to invest in up-and-coming women-owned and women-run startups. Since 2014, the Female Founders Fund has put money toward "category-defining female leaders with a strong community to fuel their success," with investments in B2B, consumer, healthcare, fintech, and social companies. Female founders can pitch their business by completing a brief form.
• FoundHer. FoundHer is an accelerator program tailored specifically to the needs of Native Hawaiian, Pacific Islander, and/or Asian women and mothers starting businesses. So far, FoundHer has awarded more than $480,000 in non-dilutive investments to its 24 portfolio companies. Early stage entrepreneurs with aligned values who meet all eligibility requirements are encouraged to apply.
• Galaxy Grants. Galaxy Grants is on a mission to support women and minority entrepreneurs with their small businesses by offering valuable resources, tools, funding, and knowledge. They are running a $2,450 Galaxy Grant Giveaway, sponsored by Hidden Star, a 501(c)(3) organization, with a quick 30-second entry process. The deadline to enter is March 31, 2025, and winners will be announced the following week. Plus, there's an opportunity to win for both you and a friend, as each of you could receive a $2,450 grant if your friend wins, subject to the terms and conditions.
• Global NY Grant Program. The Global NY Grant Program provides reimbursable grants of up to $25,000 for small and medium-sized New York State businesses to expand their global exports through trade shows, market customization, and product adaptations for foreign regulations. Not-for-profit organizations that assist businesses with export education and trade activities may qualify for grants of up to $100,000. Eligible businesses must have 500 or fewer employees in New York, be operational for at least one year, and demonstrate a need for assistance and understanding of export-related costs. Applications are accepted continuously, with an average processing time of 90 days, and reimbursement is available for up to 50% to 75% of project costs depending on the applicant type.
• Gold House Ventures. Gold House Ventures invests in Asian and Pacific Islander (API) entrepreneurs whose companies are transforming industries. Through its Futures Network — the largest community of API founders and leaders — the nonprofit is committed to helping entrepreneurs expand their network and grow their businesses through funding, mentorship opportunities, and specialized programming. It also offers a startup accelerator.
• HerRise MicroGrant. The HerRise MicroGrant offers financial aid to U.S.-registered businesses that are majority owned by women of color, with a focus on businesses with innovative community solutions that are still struggling to obtain funding. Applications are reviewed monthly, with winners announced during the subsequent month's HerSuiteSpot First Friday Mixer. Nonprofits, franchises, direct sellers, authorized resellers, and independent consultants are ineligible to apply.
• Hivers and Strivers Investment Program. As an angel investment group, Hivers and Strivers works to provide capital to qualifying businesses. Specifically, the investment group funds projects submitted by veteran-owned and veteran-led businesses. Funding opportunities range from $250,000 to $1 million. Those who qualify can apply for funding for a business idea on a rolling basis, but businesses reliant on government contracts are not eligible to apply.
• IFundWomen Universal Grant Application. This is a resource for female entrepreneurs seeking grants. Through partnerships with brands like Visa, Caress, and Comcast, IFundWomen has deployed over $170 million in grants to entrepreneurs. Applicants gain priority access to funding opportunities and resources within the IFundWomen community.
• Kapor Capital. Venture capital firm Kapor Capital invests in tech-driven, early stage startups that close access gaps, aiming to build a more equitable society for lower-income and underrepresented communities. Businesses that meet the investment criteria can complete a brief pitch application.
• Makers Mindset Workshop. The Makers Mindset Workshop is a free program for early-stage entrepreneurs in the consumer goods industry, focusing on women-owned businesses. Participants will engage in eight workshop sessions led by Nancy Twine, founder and CEO of Briogeo Hair Care, and industry experts, covering key business topics such as fundraising, marketing, and product development. The program culminates in a grant pitch, where entrepreneurs will compete for a share of $15,000 in funding. Eligible applicants must be founders of consumer packaged goods (CPG) brands who have launched or are in the process of launching their businesses. Applications are open through March 31, 2025.
• Military Reservist Economic Injury Disaster Loan Program (MREIDL). The MREIDL helps small businesses cover operating expenses up to $2 million if an “essential employee” is called to active duty in the Reserve or National Guard. The interest rate on these loans is 4%, with a loan amount limit of $2 million and a loan term max of 30 years.
• #MomsMeanBusiness. ZenBusiness, a company that helps others launch and run their own businesses, has created the #MomsMeanBusiness campaign to recognize the resilience of moms and celebrate their accomplishments. To help mothers take the first step toward entrepreneurship, ZenBusiness is covering business formation costs and will help entrepreneurs form a limited liability company, track expenses, secure a business name, and more. All mothers are eligible and costs will be covered for "every mom in America." The program is rolling and you can sign up here.
• National Association for the Self-Employed (NASE) Growth Grants. According to its website, the NASE has distributed over $1 million in grants to its members. Its growth grants provide up to $4,000 to assist with training, marketing, and more. You must be a member for 90 days before you are eligible to apply.
• Olga Loizon Memorial Foundation. The Olga Loizon Memorial Foundation offers grants of up to $10,000 to aspiring women entrepreneurs in Michigan who embody the passion and vision of Olga Loizon, the founder of metro Detroit's Olga's Kitchen. Applicants must have a business located in Michigan and demonstrate financial need through a personal statement; a formal business plan is also required. Applications are accepted on a rolling basis.
• Patagonia corporate grant program. Patagonia's corporate grant program offers between $10,000 and $20,000 of funding to nonprofits with missions to protect and preserve the environment. Though grants are awarded by invitation only, Patagonia accepts recommendations for organizations that meet program criteria.
• Pathway to Opportunity. Formerly the National Black Business Pitch, Pathway to Opportunity is an annual competition in which Black-owned business owners pitch their businesses in front of professionals in corporate management and supplier diversity, promoting their services and products while potentially expanding their network of customers and vendors. Phase I of the competition is accepting applications until June 9, 2025. Phase II (the live pitch competition) will be held on August 20, 2025.
• Rémy Martin This is My City Microgrant. The Rémy Martin This is My City Microgrant is awarding $20,000 grants along with one-on-one mentorship from industry experts to emerging creatives who contribute to their local culture through entrepreneurial projects. Chosen candidates will be recognized as honorees and receive guidance from established figures in music, art, or culture. Eligible applicants must be at least 21 and reside in Atlanta, Chicago, Detroit, or New York City. Applications are due by April 11, 2025, at 6 pm EDT.
• Restaurant Business Development Grant Program. The program by the Feed the Soul Foundation is an initiative that addresses food injustice through supportive resources and training for culinary businesses. Winners are awarded a $15,000 stipend plus six months of tailored consultations and specialized training services. Applications are open now through April 15, 2025.
• The Restaurant Disaster Relief Fund. The DoorDash/Hello Alice Restaurant Disaster Relief Fund offers $10,000 grants to help restaurants recover from natural disasters, severe weather, or major infrastructure failures. Eligible applicants include U.S.-based restaurants, gastropubs, or bakeries with brick-and-mortar locations that have experienced revenue loss due to a declared disaster within the past 12 months. To qualify, businesses must have no more than three locations, have been in operation for at least six months, employ fewer than 50 people at each location, and generate less than $3 million in annual revenue per location. Applications are accepted quarterly, with the current round open through May 30, 2025, at 6 p.m. EDT.
• Regenerative Social Finance (RSF). RSF offers term loans, lines of credit, and customized financing options for mission-driven businesses and nonprofits focused on regeneration. Eligible industries include (but are not limited to) food and agriculture, education, climate and energy, and community impact.
• RTC Women in Tech Fund. Rewriting The Code (RTC) works to support college and early-career women in tech by providing them with opportunities to help disrupt gender and racial inequality in the industry. The RTC Women in Tech Fund provides financial resources to women enrolled in undergraduate tech programs to help cover costs that may be an obstacle to education. There are three different grants available depending on each applicant's specific financial needs. All applications are accepted on a rolling basis.
• Santander X Cultivate Small Business Grant. The Santander X Cultivate Small Business program offers a $20,000 grant and training program designed to support early-stage food entrepreneurs in the northeast and beyond. This 12-week program focuses on woman-, immigrant-, and BIPOC-owned businesses in low-to-moderate income neighborhoods, offering a food-focused curriculum, mentorship, and access to capital grants. Eligible businesses must have been operating for at least one year, with annual revenues between $25,000 and $1,000,000. Applications for the Fall cohort, serving businesses in Rhode Island, Connecticut, Massachusetts, and the Greater Philadelphia, New York City, and Miami areas, are open through July 8, 2025, via Skip.
• StartOut Scholarship Program. StartOut offers scholarship opportunities to LGBTQ+ entrepreneurs who wish to participate in their Founder Program and become a Giving Member. The initiative provides a 12-month membership for those LGBTQ+ entrepreneurs who have been underrepresented, underserved, and underestimated within their community.
• Supplier Innovative Finance Program. The Empire State Development's Supplier Innovative Finance Program offers up to $5,000 in unrestricted grants to help socially and economically disadvantaged businesses in New York grow and access capital. In addition to funding, businesses can access educational resources designed to help founders improve their funding readiness and connect them with funders in matchmaking sessions. To be eligible, companies must be headquartered in New York with annual revenues between $250,000 and $10 million and certified as minority, women, veteran, or LGBTQ+ owned. Applications are accepted on a rolling basis.
• Wells Fargo Grant. Wells Fargo and the Wells Fargo Foundation offer grants to nonprofit organizations addressing financial health, housing affordability, small business growth, and sustainability. To qualify, organizations must hold 501(c)(3) tax-exempt status (or equivalent for public schools, tribal entities, or governmental agencies), demonstrate fiscal stability, and address critical community needs centered around diversity, equity, and innovation. Applications are by invitation only, though eligible nonprofits may submit a grant interest form for consideration. However, Wells Fargo does not fund individuals, for-profit entities, political groups, or travel-based initiatives.
• The Wish Local Empowerment Program. This program, brought to you by the e-commerce brand Wish, assists Black-owned small businesses by dedicating a $2 million fund to support approximately 4,000 Wish Local partners. Recipients can receive financial assistance ranging from $500 to $2,000, with flexibility in fund allocation. Eligible businesses must meet certain criteria, such as having a Black-owned business with 20 or fewer employees and an average annual revenue under $1 million. Successful applicants must also join Wish Local, gaining access to its consumer base through various partnership opportunities.

Additional resources

The programs listed above are a good start when it comes to grants and funding. You may find additional resources available by following the links below.

General small business resources

• Agricultural Justice Project, a program offering free resources and guidance for owners of farms and food businesses.
• Challenge.Gov, part of the U.S. General Services Administration's Technology Transformation Services, aids federal agencies in utilizing prize competitions and crowdsourcing to advance their goals. Hosting over 1,300 challenges since 2010, Challenge.Gov facilitated 105 in 2021 alone, totaling a prize pool of over $60 million alongside non-monetary rewards.
• SBA Small Business Development Centers, which can help companies of all kinds locate additional funding opportunities at the national and local level. These include Women's Business Centers and Veterans Business Outreach Centers.
• SCORE, which can assign a volunteer business mentor who can provide guidance on numerous topics, including funding and operations. The organization also offers a range of digital resources, from online courses to free guides for business owners.

Business resources for entrepreneurs with disabilities

• 2Gether International, a nonprofit that works to advance disabled entrepreneurs through networking groups and events, as well as professional cohort programs.
• Assistive technology business loans and programs, available to help disabled entrepreneurs access biotechnical and therapeutic support necessary to run their businesses. Examples include the National Deaf-Blind Equipment Distribution Program, the Bellows Fellows, and the Muscular Dystrophy Association National Equipment Program.
• The Office of Disability Employment Policy (ODEP), which promotes various initiatives to assist disabled business owners and professionals in accessing institutions and communities that will support their professional goals.
• The United States Disability Chamber of Commerce (USDCC), which operates programs and collates resources for disabled entrepreneurs, as well as for organizations that may be interested in working with them.

Minority-owned business resources

• AAPISTRONG, a program from the National Asian/Pacific Islander American Chamber of Commerce and Entrepreneurship (National ACE), promotes grants and provides other resources and support to combat racism against AAPI business owners.
• The Asian American Business Development Center, an organization that works to increase the representation of Asian Americans at the highest levels of corporate leadership. It hosts events and advocates for Asian American business owners at local, state, and national levels.
• Asian Business Association, an association that has supported Asian American-owned businesses with advocacy, networking, and educational opportunities for more than 48 years.
• Asian Pacific American Chamber of Commerce (APACC), an organization that facilitates and promotes opportunities for the Asian Pacific American business community and APACC members.
• Asian Professional Exchange, a southern California-based 501(c)(3) with more than 10,000 members. This network offers its members community service, professional networking, educational seminars, cultural events, and more.
• Association of Latino Professionals for America (ALPFA), a nonprofit with a mission to create opportunities for Latino individuals. ALPFA offers collegiate scholarships, educational programs, and professional connections, and it hosts several business events throughout the year, including the Northeast Regional Tech Summit and annual conventions from its many regional chapters.
• The Black Business Alliance, a network that works with Black business owners both in theConnecticut and nationwide to promote and grow small and medium-sized Black- and minority-owned businesses.
• The Black Business Association, an organization that advocates for policies to increase access to contract and procurement opportunities in both the public and private sectors. Members can access networking events, training and resources, and funding opportunities designed for Black business owners and professionals.
• Black Connect, a national nonprofit that provides an entrepreneurial ecosystem for current and aspiring Black business owners. Membership offers a range of support and services, including funding, mentorship, pro bono legal services, and financial planning.
• Black Enterprise, a digital media outlet that covers business, investing, and wealth-building topics for Black entrepreneurs and professionals, hosts in-person and virtual networking events, as well as podcasts.
• Black Founders, an organization that aims to support Black entrepreneurs in tech by providing access to mentorship and funding. It prioritizes community building by hosting networking events, conferences, and hackathons.
• Black Girl Ventures, an organization founded to support Black and Brown woman-identifying founders with access to a community, capital, and training. In addition to its annual "Shark Tank"-style pitch competition, the organization also offers fellowships, digital communities, and an accelerator program for students at historically Black colleges and universities.
• Black-Owned Business Resource Center, in partnership with the NAACP, aims to empower Black entrepreneurs with its Black Business Corner — an online community for Black business owners to share ideas and support, interactive how-to guides, and on-platform grants.
• Digitalundivided, a nonprofit group that advocates and ignites economic growth for Latina and Black women entrepreneurs and innovators through its various programs, ranging from online workshops to a one-year fellowship.
• Directories for Black-owned businesses, including Support Black Owned, ByBlack, Black Directory, and Black Pages International.
• Elevate Together, a nonprofit initiative, supports Black- and Hispanic-owned small businesses with five or fewer employees through business education, access to professional networks, and financial assistance.
• EY Entrepreneurs Access Network, a network that offers a range of resources, including one-to-one coaching, training programs, and an annual spring summit for Black and Hispanic/Latino leaders.
• Hispanic Association of Small Business (HASB), a nonprofit that provides a range of free- to low-cost services to Hispanic business owners, including informational resources, business education workshops, remedial English classes, and consultation and networking opportunities.
• Latinas Think Big, the largest online network for Latina professionals, entrepreneurs, and students, offers in-person events as well as an online community of over 21,000 members.
• The Latino Business Action Network (LBAN), in partnership with Stanford University, supports Latino businesses through innovative programs, including its annual startup accelerator, to equip entrepreneurs with essential skills and knowledge to expand their business ventures.
• Latino Economic Development Center , a certified community development financial institution (CDFI) that offers loans from $1,000 to $250,000 with interest rates as low as 6.5% and zero hidden fees to businesses in Puerto Rico and the Washington, D.C./Baltimore metropolitan region.
• The League of United Latin American Citizens (LULAC), an organization that promotes civil rights, economic empowerment, and social justice for Latin American communities in the United States. LULAC offers various programs and annual in-person events.
• Marketplaces for Black-owned businesses, including Official Black Wall Street, We Buy Black, BLK + GRN, and Black-owned Market.
• National Black MBA Association (NBMBAA), the largest network of Black professionals, gives members access to professional development and certification access, virtual and in-person events (including a scale-up pitch challenge), and the NBMBAA Career Success Network.
• The National Hispanic Business Group, a network that promotes economic advancement within the Hispanic business community through mentorship, scholarships, specialized workshops, and in-person events throughout the year.
• National Minority Supplier Development Council, a certification organization for minority-owned businesses, helps connect Black-owned businesses with more opportunities and partnerships.
• National Urban League, a civil rights and urban advocacy organization, offers a variety of services to support individuals facing equality gaps, including minority entrepreneurs who run their businesses as sole proprietors.
• U.S. Black Chambers (USBC), an umbrella organization that works to support more than 145 African American chambers of commerce and business organizations across the country.
• U.S. Hispanic Chamber of Commerce, the umbrella organization for more than 200 local Hispanic chambers of commerce and Hispanic business organizations around the United States, offers technical assistance and training to Hispanic entrepreneurs.

LGBTQ+-owned business resources

• Directories for LGBTQ+-owned businesses, including GLPages.com, Intentionalist, and The Pink Pages Directory.
• myGwork, a platform with a networking hub and job board for LBGTQ+ professionals, students, and allies.
• The National LGBT Chamber of Commerce (formerly known as the National Gay and Lesbian Chamber of Commerce), which offers mentoring programs, networking events, scholarships, and business development tools for LGBTQ+ professionals.
• OutProfessionals, a LGBTQ+ professional organization with monthly networking opportunities and community service activities.
• Reaching Out MBA, a place for LGBTQ+ students, alumni, and professionals to search for and post jobs, network, share company events, and find mentors. Reaching Out also hosts several events throughout the year with the aim of connecting, educating, and empowering the LGBTQ+ MBA community.

Veteran-owned business resources

• Hivers and Strivers Capital, an angel investment fund that offers financing, networking opportunities, and resources to startups founded and run by graduates of the U.S. Military Academies.
• Second Service Foundation, a nonprofit that hosts the Military Entrepreneur Challenge. This nationwide grant program, open to veterans and their spouses, along with Gold Star family entrepreneurs, awards funding and other resources to the winning business pitch, as well as the runner-up and third-place finishers.
• VetFran, a database of franchise opportunities specifically for veterans, with more than 600 companies offering the chance to buy into an established enterprise. Companies that list with VetFran often provide discounts and other assistance to veterans looking to buy a franchise.
• Warrior Rising, a national organization designed to turn veterans (and their immediate families) into “vetrepreneurs” through business opportunities in the form of mentorship, funding, education, and training. Since its inception in 2015, the program has supported over 26,000 Veterans — more than 5,400 so far in 2024 alone — and helped 21 veteran-run businesses achieve a $1 million valuation.

Women-owned business resources

• Center for Women & Enterprise, one of the largest regional nonprofits dedicated to helping women-run companies. Since 1995, the organization has worked with more than 45,000 women-owned businesses by providing education, training, technical assistance, microloans, and certifications.
• Directories for women-owned businesses, including Certified Swans, FoundedByHer, Universal Women-Owned, WorldWideWomen, and Women-Owned Business Directory.
• GrantsForWomen.org, an online directory that provides a comprehensive database of grants for women globally, along with valuable advice on securing grants and information on relevant events and workshops for female business owners. The grants featured in the directory are sourced from reputable organizations, foundations, and venture capital funds, covering both nonprofit organizations and for-profit businesses.
• IFundWomen is a marketplace for women-owned businesses and those who wish to support them with access to capital, networking opportunities, and coaching and mentorship.
• International Association of Women, a global community that provides digital resources, networking and community events, and mentorship for women entrepreneurs.
• Ladies Who Launch, an organization that offers educational resources and networking opportunities for women and nonbinary entrepreneurs.
• National Association of Women Business Owners hosts in-person and online events, offers an institute and resources for women business owners, and promotes public policy solutions to government leaders.
• National Women's Business Council, a nonpartisan federal advisory council that provides advice and recommendations to governmental agencies to improve the economic outcomes of women-owned businesses. As part of its mission, the organization also hosts roundtables and webinars that provide advice and education.
• National Women Business Owners Corporation, the first national certifier of women business owners, provides official certifications to both women- and veteran-owned businesses and acts as a third-party certifier for Minority Business Enterprises, women-owned small businesses, and economically disadvantaged women-owned small businesses. The organization also supports business development and access to new opportunities, especially through events such as its well-known Access Conference, mentorship programs, training sessions, and webinars.
• Tory Burch Foundation Funding Finder, a tool for founders that provides personalized funding recommendations and resources based on their responses to a few questions about their business financials and aspirations.
• The U.S. Women's Chamber of Commerce, which offers events, resources, and advocacy support to help grow and strengthen women-owned businesses across the United States.
• Women Impacting Public Policy, a nonpartisan national public policy organization that advocates at the national level on behalf of women-owned businesses. The organization also hosts a robust number of events that include networking, education, and celebrations honoring women business owners.

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