Finance
Free and efficient financial markets are essential to a diverse and growing economy. They allow businesses to succeed and individuals to build financial security. To support that system, we need smart regulation that ensures access to capital and credit, enables companies to go public, incentivizes innovation, and provides choice and access for investors while protecting consumers.
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To protect hometown businesses, more than 100 local chambers of commerce across America urge Biden Administration to scrap the “Basel III Endgame” banking rules.
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The U.S. Chamber promotes policies that ensure U.S. capital markets remain the fairest, most efficient, and innovative in the world. We advocate for legislation and regulation that strengthens our capital markets, allowing businesses—from the local flower shop to a multinational manufacturer—to mitigate risks, manage liquidity, access credit, and raise capital.
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This Hill letter was sent to the Members of the Senate Committee on Commerce, Science, and Transportation, in advance of a hearing entitled, “Strengthening the Federal Trade Commission’s Authority to Protect Consumers."
When consumers are looking to borrow money, whether it be for a credit card, homeownership, or an auto loan, their past information is used by financial institutions to determine how best and at what level to provide the access to capital they need.
This Hill letter was sent to the Members of the United States Senate, supporting the nomination of Gary Gensler to be SEC Chair.
The benefits of risk-based pricing are far reaching, and a recent report from the U.S. Chamber of Commerce’s Center for Capital Markets Competitiveness (CCMC) goes into further detail as well as provides policy recommendations.
This letter was sent to the Members of the House Committee on the Judiciary, on the the Subcommittee on Antitrust, Commercial and Administrative Law’s majority staff report on the “Investigation of Competition in Digital Markets."
The goal of this report is to evaluate how risk-based pricing and the use of data results in better outcomes for consumers by increasing access to financial services products and enabling the pricing of these products to accurately and appropriately calibrate for borrower or repayment risk.
